Consumer Code Of Practice
Ths publication is made in pursuance of Regulation 4(1) of the Consumer Code of Practice Regulations 2007
Scope and Objectives
eTranzact International Plc (”eTranzact”), Consumer Code of Practice (the ”Code”) made in pursuance of Section 106(2) of the Nigerian Communications Act2003("the Act”) and Regulation 4(1) of the Consumer Code of Practice Regulations 2007 ("the Regulations”),
Terms used in this Code are given their ordinary meaning within the framework of the business or eTranzact's document. Clause headings are inserted for convenience of reference only and shall not affect the interpretation of this Code. Words importing the plural shall, except where the context otherwise requires, include the singular and vice versa: references to the masculine gender shall include the feminine or neuter genders and vice versa; and references to persons shall be construed as references to an individual firm, company, body corporate, statutory board, government body, incorporated body of persons, association or trust as the context may require
Application of Code
The Code shall govern the provision of services to consumers by eTranzact. In the event of a conflict between the Code and the General Code, to the extent that the terms of the codes are not less favorable to the Consumers than the General Code, this Code shall apply eTranzact shall provide Consumers with information on their services that is complete, accurate, and up—to—date and in simple, clear language. This would be made available to both the customer service department of the company, web portal and also in the welcome message after opting in fora service eTranzact shall endeavor to respond in a timely manner to Consumer requests for information on their services and such information shall be provided free of charge and shall include at least the following : (a) Current service, arrangements, including information about the services and tariff for all services offered to the public, shall be readily available via appropriate media including electronic format on eTranzact's web site. (b) Any request in tariff changes would be done under the auspice of eTranzact in consultation with the Service provider. Approval shall be gotten for any tariff change and also adequate information with an option to opt out shall be given to the user/subscriber. (c) eTranzact shall also endeavor to ensure that subscribers have good Service Level Agreement.
Service Contracts and Duration
eTranzact shall supply, or make available on request, a copy of the contract or agreement for the provision of services, and such contracts shall be written in plain and clear language.
Description of Services
eTranzact offers USSD and Bulk SMS Services. This service caters to customer's need for SMS broadcast in areas such as marketing campaigns, promotion activities, and customer notifications.
Customers may subscribe to the service via a convenient electronic or web channel. eTranzact upon receipt of subscription will issue email or Short Message Service confirmation.
Contract Terms and Conditions
All terms and conditions of a contract regarding the provision of any of our services shall be clearly stated in the contract or agreement. Furthermore, contracts entered into by eTranzact with its customers shall have a specific duration which shall commence on a definite date to be stated in the contract and shall terminate on a certain date albeit in accordance with the termination provisions in such contract.
Availability of Service
eTranzact services are available on all mobile networks, however our services are network dependent, services will be restricted to certain areas within Nigeria where mobile network service is available as contained in promotion materials.
Advertising of Packaged Services
Where eTranzact represents in advertising materials that a service is provided as part of a package, eTranzact shall ensure it is able to supply all components of the service package. In the event that eTranzact is or may be unable to supply any component of the package, appropriate information about this limitation shall be included in the advertising materials. Where advertising materials indicate the price of a component of a service package, eTranzact shall include in the advertising materials a statement of the minimum total charge for the package, and indicate any Conditions that may apply to obtain the component at the stated price.
eTranzact operates a customer service desk which is reachable during working hours from 8:00am to 5:00pm and outside working hours via e-mail. All consumers can contact the help desk via telephone: 01-7101060, 01-2701162, 08133887646 and 090710359462. email: email@example.com. Before you contact our support desk please make sure that you have details of the transaction initiated, your mobile number,) and summary of the complaint. This will enable us process and resolve your complaints quickly.
In the event that the complaining customer remains dissatisfied with the outcome/resolution of the complaint, has the right to refer the complaint to Nigerian Communication Commission (NCC).
Data Collection and Analysis of Complaints and Outcome
An appropriate recording system for complaints and their outcome/resolution shall be set up and such system shall have all complaints and resolution stored in a discernible manner for easy identification.
Retention of Records
Any information collected and recorded as part of complaint handling processes shall be retained for at least twelve (1 2) months following the resolution of complaints or as directed by NCC from time to time.
Opt-In and Opt-Out
Upon request for any service, eTranzact shall provide the consumer with Opt-in and Opt-out options in clear, simple and understandable terms eTranzact shall provide the consumer with access to a HELP function to obtain information on services they are at the time of request, subscribed to and how to opt out in clear plain English.
eTranzact shall ensure that, at a minimum, the following information is included in any billing or charging notifications issued by it or on its behalf: (a) The name of the service for which the consumer has been billed (b) The type of the service for which the consumer has been billed and the service delivery medium (c) The period over which the service associated with the charge will be provided (d) The total amount billed or charged to the consumer's prepaid account
Itemization of Charges
eTranzact shall ensure that each consumer has access to itemised details to all charges pertaining to subscribers on that mobile network and eTranzact shall ensure that all such itemized details are available for 1 2 months after the billing/charges effect has occurred.
Timing for Issuance of Bill
eTranzact shall bill Consumers at the point of activation and shall equally ensure that in instances where a service for which a consumer has been billed cannot be delivered, the consumer will be subsequently offered the service at no extra cost for a period of time equal to the period over which the service should have been delivered but was not. Where the circumstances will not permit the service to be delivered (due to circumstances beyond the reasonable control of eTranzact, such as an event of force majeure or a technical system failure at the mobile network resulting in service interruption), eTranzact shall liaise with the mobile network operator to establish a suitable resolution path that will ensure that consumers do not lose any value and are appropriately refunded and compensated.
eTranzact shall ensure that Consumers are able to verify their bill payment by acknowledgment of payment on the next bill issued, with such appropriate and accessible methods as may be made available by eTranzact.
eTranzact shall provide Consumers with advance written notification of any proposed changes in billing before any such changes are implemented via any channel over which eTranzact services are offered. Consumers shall be informed in all such notifications of how to opt out of the service to avoid experiencing the proposed changes in billing.